You will be reimbursed (up to the maximum limit in the policy), for the value of lost, stolen, damaged or destroyed baggage.
You will be reimbursed for unauthorized credit/debit card charges made by a third party, after the date of theft or loss of the credit/debit card
You will be compensated in case of flight, international train or sea vessel you are booked on is delayed for more than 12 hours due to major causes.
Banana boating, cycling, deep sea fishing, golf, hiking, horse riding, jet skiing, mountain biking, netball, parascending over water, safari in a vehicle, scuba diving to a depth of 30 metres with a qualified instructor, snorkelling, surfing, swimming, wakeboarding, walking, water skiing, windsurfing
You or your personal representative will be reimbursed for necessary and unforeseen emergency: - Medical fees incurred while traveling - Hospitalization plus additional transportation and lodging expenses for a person staying with the insured - Repatriation fees in case of serious illness, accident or death
You will be reimbursed any agreed on costs that relate to anything you cause during your journey, for which you are legally liable and result in injuring another person, loss or damage to property, damage to accommodation you are using.